Free, accurate money calculators for India
31+ calculators for SIP, EMI, income tax, PPF, FD and more, updated for FY 2026-27 with current government rates. No sign-up, no tracking of your numbers. Everything is calculated in your browser.
- ✓ New Income-tax Act 2025 & FY 2026-27 slabs
- ✓ Small savings rates for Oct–Dec 2026 (Q3 FY 2026-27)
- ✓ Charts, schedules & CSV export
Most used calculators
SIP CalculatorEstimate what a monthly SIP in mutual funds can grow into — with a year-by-year breakdown and chart.Step-up SIP CalculatorSee how raising your SIP a little every year — as your salary grows — changes your final corpus.Lumpsum CalculatorFind out what a one-time investment can grow to over time.EMI CalculatorCalculate the monthly EMI, total interest and full repayment schedule for any loan.Home Loan EMI CalculatorPlan your home loan: monthly EMI, total interest and how the balance falls each year.Loan Prepayment CalculatorFind out how much interest and time you save by paying extra towards your loan.Income Tax CalculatorCompare your tax under the old and new regimes for Tax Year 2026-27, and find out which one saves you more.Salary Calculator (CTC to In-hand)Turn your CTC offer into a realistic monthly take-home salary, with a full breakup.HRA CalculatorWork out how much of your House Rent Allowance is tax-free under the old regime.GST CalculatorAdd GST to a base price, or work out the GST inside an inclusive price, with the CGST/SGST split.FD CalculatorFind the maturity value of a bank or post office fixed deposit, before and after tax.PPF CalculatorProject your Public Provident Fund balance year by year, including 5-year extensions.Sukanya Samriddhi Yojana CalculatorPlan your daughter’s education and marriage fund with the government’s highest-paying small savings scheme.Retirement CalculatorFind out how big your retirement fund must be, and how much to invest every month to get there.
Government scheme rates today
All rates →Public Provident Fund7.1%Sukanya Samriddhi Yojana8.2%Senior Citizens Savings Scheme8.2%National Savings Certificate7.7%Post Office Monthly Income Scheme7.4%Post Office Recurring Deposit6.7%
Rates for Oct–Dec 2026 (Q3 FY 2026-27). EPF: 8.25% for FY 2025-26.
📈 Investment Calculators
View all →SIP, lumpsum, SWP, CAGR and compounding — see how your money grows.
SIP CalculatorEstimate what a monthly SIP in mutual funds can grow into — with a year-by-year breakdown and chart.Step-up SIP CalculatorSee how raising your SIP a little every year — as your salary grows — changes your final corpus.Lumpsum CalculatorFind out what a one-time investment can grow to over time.SWP CalculatorPlan a regular monthly income from a mutual fund and see how long the corpus will last.Goal SIP CalculatorWork backwards from a goal to find the monthly SIP that gets you there — inflation included.CAGR CalculatorFind the steady yearly growth rate between a starting and ending value.Compound Interest CalculatorSee how interest-on-interest grows your money, with any compounding frequency.Simple Interest CalculatorCalculate simple interest (SI = P × R × T ÷ 100) and compare it with compound interest.
🏠 Loan & EMI Calculators
View all →EMIs, amortisation, prepayment savings and home loan eligibility.
EMI CalculatorCalculate the monthly EMI, total interest and full repayment schedule for any loan.Home Loan EMI CalculatorPlan your home loan: monthly EMI, total interest and how the balance falls each year.Car Loan EMI CalculatorFind the EMI for your new or used car loan and the true total cost of the car.Personal Loan EMI CalculatorGet your EMI and the real annual cost of the loan once processing fees are included.Loan Prepayment CalculatorFind out how much interest and time you save by paying extra towards your loan.Home Loan Eligibility CalculatorEstimate the maximum home loan you can get from your income and existing EMIs.
🧾 Tax & Salary Calculators
View all →Income tax (old vs new), in-hand salary, HRA, capital gains, GST and gratuity.
Income Tax CalculatorCompare your tax under the old and new regimes for Tax Year 2026-27, and find out which one saves you more.Salary Calculator (CTC to In-hand)Turn your CTC offer into a realistic monthly take-home salary, with a full breakup.HRA CalculatorWork out how much of your House Rent Allowance is tax-free under the old regime.Capital Gains Tax CalculatorEstimate the tax on profits from shares, mutual funds, gold or property.GST CalculatorAdd GST to a base price, or work out the GST inside an inclusive price, with the CGST/SGST split.Gratuity CalculatorCalculate the gratuity you will receive when you leave or retire.
🏦 Savings & Govt Scheme Calculators
View all →FD, RD, PPF, EPF, NPS, SSY, SCSS, NSC and Post Office MIS at current rates.
FD CalculatorFind the maturity value of a bank or post office fixed deposit, before and after tax.RD CalculatorCalculate how much a monthly recurring deposit grows to at maturity.PPF CalculatorProject your Public Provident Fund balance year by year, including 5-year extensions.EPF CalculatorProject your provident fund balance at retirement, with annual salary increases.Sukanya Samriddhi Yojana CalculatorPlan your daughter’s education and marriage fund with the government’s highest-paying small savings scheme.NPS CalculatorEstimate your National Pension System corpus, lump sum and monthly pension at retirement.SCSS CalculatorSee the quarterly income a senior citizen can earn from SCSS.NSC CalculatorCalculate the 5-year maturity of a National Savings Certificate.Post Office MIS CalculatorFind the fixed monthly income you can earn from the Post Office Monthly Income Scheme.
🎯 Financial Planning Calculators
View all →Retirement corpus and inflation — plan the big picture.
Why HisaabCalc?
Accurate & current
Tax slabs, rebates, HRA metro rules and scheme rates are checked against official notifications every quarter. Every page says when it was last updated.
Shows the working
Every calculator explains its formula with a worked example, so you can verify the maths yourself.
Private by design
Calculations run in your browser. We never store the numbers you enter.
Built for India
Lakh and crore formatting, old vs new regime, Post Office schemes, EPF and NPS rules, all in one place.